Features of Voluntary Medical Insurance in Russia

Volume 2, Number 4, 2017, P. 102–110

[ SOCIOLOGICAL SCIENCES ]

Article (file: pdf, size: 188 KB, downloads: 872)

Abstract:

The article elaborates the differences between voluntary medical insurance (DMS) and compulsory medical insurance (OMS), the benefits of voluntary medical insurance (VMI) for medical personnel, medical institutions, insured persons, the main problems, the current state and factors of the development of voluntary medical insurance in our country. It considers the differences between the insurance contract and the related types of contracts. The author provides the results of research aimed at identifying a target group of services consumers for insurers’ orientation when promoting voluntary health insurance among the population.

Keywords:

medical insurance, voluntary medical insurance (VMI), compulsory medical insurance (MHI), policyholder, insurer, insurance contract, Russia

Author:

Kopalkina Evgenia Gennadievna, Candidate of Philosophical Sciences, Associate Professor of Sociology and Psychology Department, Irkutsk National Research Technical University, Irkutsk, Russia

For citation:

Kopalkina E.G. Features of voluntary medical insurance in Russia // Social competence, 2017, vol. 2, no. 4, pp. 102–110. (In Russian)

References:

  1. Sharifyanova Z.F, Minigazimova L.F, Mukhamet’yanova L.R. Voluntary Medical Insurance (VMI) and Compulsory Medical Insurance (MHI): A Comparative Analysis. Innovatsionnaya nauka [Innovative Science]. 2016, no. 1–5 (17), pp. 198–201. (In Russian)
  2. Gerasimenko L.V. Concept and Features of the Contract of Voluntary Medical Insurance. Obschestvo i pravo [Society and Law]. 2010, no. 2, pp. 81–85. (In Russian)
  3. Trufanova L.V, Kiryanova E.A. Topical Issues of Development of Voluntary Medical Insurance in Russia. Tsentralnyiy nauchnyiy vestnik [The Central Scientific Bulletin]. 2017, vol. 2, no. 21s (38s), pp. 50–52. (In Russian)
  4. Savinova E.I. Legal Regulation of Financial Support for Health Care Institutions Covered by Funds of Voluntary Medical Insurance. Zakonnost i pravoporyadok v sovremennom obschestve. [Law and Order in Modern Society]. 2011, no. 4, pp. 291–296. (In Russian)
  5. Tregubova A.A. Determination of the Target Group of Consumers of Voluntary Health Insurance Services Using Discriminant Analysis. Uchet i statistika. [Accounting and Statistics]. 2009, no. 16, pp. 77–82. (In Russian)
  6. Bazhenov A.M. Voluntary Medical Insurance in Russia, Condition and Ways of Development. Sibirskiy meditsinskiy zhurnal [Siberian Medical Journal]. 2008, vol. 77, no 2, pp. 60–61. (In Russian)
  7. Artyukhov IP, Senchenko KA, Vinogradov A.Yu. Doctors’ Attitude to «Informal» Payments. Sibirskoe meditsinskoe obozrenie [Siberian Medical Review]. 2009, vol.50, no. 2, pp. 85–88. (In Russian)
  8. Nazarova V.V. Determining the Factors of Competitiveness of Voluntary Health Insurance Programs. Aktualnyie problemyi sovremennoy nauki [Topical Issues of Modern Science]. 2011, no. 2–17, pp. 163–171. (In Russian)
  9. Cherepanov I.S. Govorov A.M. Voluntary Medical Insurance in the Russian Federation: Development and Prospects of High-Quality Healthcare Delivery. Bulletin of Roszdravnadzor [Bulletin of Federal Service on Surveillance in Healthcare and Social Development of Russian Federation]. 2010, no. s1, pp. 50–52. (In Russian)
  10. Schepin V.O., Milyakov VP, Bulkhina G.R. Prospects for Voluntary Medical Insurance in the Light of the New Legislative Framework of Russian Public Health. Rossiyskaya akademiya meditsinskih nauk [Russian Academy of Medical Sciences]. 2012, no. 3, p. 48.